No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
Summary
South Africa faces a significant title deeds crisis affecting subsidised housing beneficiaries, with an estimated backlog exceeding 1 million properties valued at over R300bn. High transfer costs (over R11,000 for a R220,000 property) make property transfers prohibitively expensive for low-income households. The Title Deed Friday campaign, launched in October 2023, has distributed 60,246 title deeds across nine provinces, but at current rates of approximately 20,000 registrations annually, clearing the backlog would require over two decades. This reform was also targeted under Operation Vulindlela1.0, which entailed: • Regularisation – clearing title deed backlogs • Formalisation – legalising informal housing transactions • Preservation – maintaining title integrity to prevent future backlogs. While progress on regularisation and formalisation was minimal, two key legislative amendments were passed in December 2024 to modernise the deeds system: 1. Deeds Registries Act (1937) – previously required manual lodgement 2. EDRS Act (2019) – lacked governance clarity Amendments now enable digital lodgement from April 2025, introduce a chief registrar and validate records - potentially cutting processing times from years to weeks and unlocking up to R250bn in housing capital. Regularisation and formalisation remain DHS priorities and are central to the 2024 Human Settlements White Paper and Operation Vulindlela 2.0 reforms.
However, this reform area faces barriers that cannot be resolved through current work arrangements alone. The OV 2.0 team also recognises this, highlighting the need for intervention. Structural, regulatory and operational barriers such as weak municipal capacity, slow data analysis and poor coordination specifically undermine reform. Without significant intervention - dedicated funding, authority, process simplification - the target cannot realistically be achieved on current trajectory.
Is it working?
Efforts cannot yet be judged, however the Title Deed Friday campaign has delivered 60,246 deeds since 2023, with wide variation across provinces. Gauteng has issued 32,002 deeds in five years, only a fraction of its 178,000 backlog, while the Western Cape reduced its backlog from 54,000 to around 31,000. Local efforts, like the Transaction Support Centre in Khayelitsha, show success but remain small scale. Research suggests the backlog may be overstated by up to 287,000 deeds, yet at current delivery rates, clearing even the adjusted backlog could take 25 years.
Actions
Several concrete actions have been implemented. The Title Deeds Restoration Programme operates at national level with Operation Vulindlela support, facilitating coordination between sector departments. The Deeds Registries Amendment Act was signed into law by President Ramaphosa in December 2024, introducing an Electronic Deeds Registration System to reduce delays and enhance security. The act imposes strict penalties for unauthorised deed preparation and allows land tenure rights to be formally recorded and converted into full ownership.
Are there plans?
Comprehensive plans exist through Operation Vulindlela's Titling Project, which began in October 2021. The Operation Vulindlela steering committee includes members from National Treasury, DHS, the Office of the Surveyor General, the Registrar of Deeds and the Department of Justice. The project aims to address three key areas: regularisation of the primary transfer backlog, formalisation of off-register transactions and the establishment of an affordable title preservation system.
OV 2 plans to complete the deeds data analysis to map the scale of title deed backlog, enabling targeted intervention planning by December 2025.
Is it on the agenda?
The reform is prominently featured in government priorities, with President Ramaphosa specifically committing in the 2025 SONA to "clear the backlog of title deeds for subsidised housing". The initiative is supported by Operation Vulindlela and listed as an active government commitment.
Goals
The goal is to ensure beneficiaries of state-subsidised housing receive registered title deeds by addressing legal, administrative and coordination barriers thereby securing ownership, enabling property-based economic participation and preventing future backlogs through modernised systems.
Documents
Departments / Govt Institutions
No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
No data available for the deliverable: Clear existing backlog of title deeds for subsidised housing
No data available for the deliverable: Increase the small estates threshold
Summary
The current R250,000 threshold, unchanged since 2015, allows cost-free administration under Section 18(3) of the Administration of Estates Act. Estates above this require lawyers at a 3.5% fee. Small estates make up about 75% of all reported estates. This low threshold often excludes subsidised housing, despite their modest value. In Khayelitsha, 16% of registered homes are owned by deceased persons. Property inflation has outpaced the threshold, prompting groups like the Transaction Support Centre and Khaya Lam to call for an increase to R600,000 in 2020.
View DetailsIs it working?
The small estates threshold increase has not yet been implemented; the threshold has remained at R250,000 since 2015.
Actions
The Administration of Estates Amendment Act No. 3 of 2024, effective February 2025, introduced key reforms - establishing an independent Board for the Master’s Office, clarifying executor appointments and protecting against unauthorised asset disposal. However, the small estates threshold remains unchanged at R250,000, last adjusted in 2014.
Are there plans?
Operation Vulindlela is providing detailed recommendations for the Department of Justice, including raising the small estates threshold to R385,000, aligning estate reporting thresholds, streamlining Letters of Authority and integrating with title deed backlog processes. Annual inflation adjustments and integration with Deeds Office systems for digital “next of kin” certificates are also proposed.
Is it on the agenda?
Yes. Operation Vulindlela lists this as an “immediate priority,” recommending a raise to R385,000 with annual inflation adjustments. The reform is key to improving title deed transfers for subsidised housing beneficiaries.
Goals
The reform seeks to raise the small estates threshold from R250,000 to improve access to simplified, cost-free estate administration for low-income households, especially subsidised housing beneficiaries. Operation Vulindlela recommends increasing the threshold to R385,000 to reflect its real 2014 value.
References
Departments / Govt Institutions
Department of Human settlements Department of Justice and Constitutional Development National Treasury The Presidency
Summary
The current R250,000 threshold, unchanged since 2015, allows cost-free administration under Section 18(3) of the Administration of Estates Act. Estates above this require lawyers at a 3.5% fee. Small estates make up about 75% of all reported estates. This low threshold often excludes subsidised housing, despite their modest value. In Khayelitsha, 16% of registered homes are owned by deceased persons. Property inflation has outpaced the threshold, prompting groups like the Transaction Support Centre and Khaya Lam to call for an increase to R600,000 in 2020.
View DetailsIs it working?
The small estates threshold increase has not yet been implemented; the threshold has remained at R250,000 since 2015.
Actions
The Administration of Estates Amendment Act No. 3 of 2024, effective February 2025, introduced key reforms - establishing an independent Board for the Master’s Office, clarifying executor appointments and protecting against unauthorised asset disposal. However, the small estates threshold remains unchanged at R250,000, last adjusted in 2014.
Are there plans?
Operation Vulindlela is providing detailed recommendations for the Department of Justice, including raising the small estates threshold to R385,000, aligning estate reporting thresholds, streamlining Letters of Authority and integrating with title deed backlog processes. Annual inflation adjustments and integration with Deeds Office systems for digital “next of kin” certificates are also proposed.
Is it on the agenda?
Yes. Operation Vulindlela lists this as an “immediate priority,” recommending a raise to R385,000 with annual inflation adjustments. The reform is key to improving title deed transfers for subsidised housing beneficiaries.
Goals
The reform seeks to raise the small estates threshold from R250,000 to improve access to simplified, cost-free estate administration for low-income households, especially subsidised housing beneficiaries. Operation Vulindlela recommends increasing the threshold to R385,000 to reflect its real 2014 value.
References
Departments / Govt Institutions
Department of Human settlements Department of Justice and Constitutional Development National Treasury The Presidency
No data available for the deliverable: Increase the small estates threshold
No data available for the deliverable: Increase the small estates threshold
No data available for the deliverable: Increase the small estates threshold
No data available for the deliverable: Increase the small estates threshold
No data available for the deliverable: Resolve outstanding planning approvals for housing projects
Summary
Planning approval delays are a major barrier to housing delivery and economic growth. With over 4,075 unplanned settlements awaiting approval, systemic issues including fragmented governance, poor coordination and a centralised planning system, create significant backlogs. The township establishment process is a key bottleneck, with delays often driven by weak institutional capacity and political bureaucracy.
View DetailsIs it working?
Evidence shows that current planning approval processes remain largely ineffective, with delays significantly impacting housing delivery. A lack of standardised systems across municipalities leads to inconsistent outcomes and new developments are still processed without meaningful reform. While some metros have reduced backlogs, there’s little evidence of systemic improvement or better coordination with provinces. Compared to international benchmarks, South Africa’s planning system requires fundamental reform to improve efficiency.
Actions
Limited concrete actions have been implemented specifically for planning approval reform. Broader housing delivery improvements include the Presidential eThekwini Working Group, which demonstrates collaborative approaches to municipal challenges and the District Development Model, which enables coordination between government, business, labour and community organisations. However, research indicates that no clear protocols exist for strengthening coordination between metros and provinces, with no evidence of coherent systems supporting metro projects from inception to revenue. Some metropolitan municipalities have established inter-departmental forums and document recording systems, but implementation remains inconsistent. The revised Accreditation Framework for Municipalities (2023) provides administrative guidelines, though implementation is ongoing.
Are there plans?
Specific plans exist within Operation Vulindlela's framework to address planning bottlenecks. The titling project includes recommendations for municipalities to establish cross-cutting teams for planning, human settlements, engineering, legal and finance departments to progress townships with planning issues. Proposals include granting accreditation to metros to allow transfer of townships for completion, reviewing by-laws to enable township proclamation for backlog projects and developing systems to ensure township establishment documentation is digitised and accessible.
Is it on the agenda?
The President's 2025 SONA commitment to deliver 300,000 serviced stands and expand inner-city housing relies on streamlined approvals. Operation Vulindlela identifies planning delays as a key constraint, with the reform embedded in broader spatial planning and housing policy priorities.
Goals
The reform aims to streamline planning approvals for housing developments to reduce delays and support faster delivery. It seeks to establish a nationally coordinated, collaborative system to overcome fragmented municipal processes and accelerate economic growth.
Summary
Planning approval delays are a major barrier to housing delivery and economic growth. With over 4,075 unplanned settlements awaiting approval, systemic issues including fragmented governance, poor coordination and a centralised planning system, create significant backlogs. The township establishment process is a key bottleneck, with delays often driven by weak institutional capacity and political bureaucracy.
View DetailsIs it working?
Evidence shows that current planning approval processes remain largely ineffective, with delays significantly impacting housing delivery. A lack of standardised systems across municipalities leads to inconsistent outcomes and new developments are still processed without meaningful reform. While some metros have reduced backlogs, there’s little evidence of systemic improvement or better coordination with provinces. Compared to international benchmarks, South Africa’s planning system requires fundamental reform to improve efficiency.
Actions
Limited concrete actions have been implemented specifically for planning approval reform. Broader housing delivery improvements include the Presidential eThekwini Working Group, which demonstrates collaborative approaches to municipal challenges and the District Development Model, which enables coordination between government, business, labour and community organisations. However, research indicates that no clear protocols exist for strengthening coordination between metros and provinces, with no evidence of coherent systems supporting metro projects from inception to revenue. Some metropolitan municipalities have established inter-departmental forums and document recording systems, but implementation remains inconsistent. The revised Accreditation Framework for Municipalities (2023) provides administrative guidelines, though implementation is ongoing.
Are there plans?
Specific plans exist within Operation Vulindlela's framework to address planning bottlenecks. The titling project includes recommendations for municipalities to establish cross-cutting teams for planning, human settlements, engineering, legal and finance departments to progress townships with planning issues. Proposals include granting accreditation to metros to allow transfer of townships for completion, reviewing by-laws to enable township proclamation for backlog projects and developing systems to ensure township establishment documentation is digitised and accessible.
Is it on the agenda?
The President's 2025 SONA commitment to deliver 300,000 serviced stands and expand inner-city housing relies on streamlined approvals. Operation Vulindlela identifies planning delays as a key constraint, with the reform embedded in broader spatial planning and housing policy priorities.
Goals
The reform aims to streamline planning approvals for housing developments to reduce delays and support faster delivery. It seeks to establish a nationally coordinated, collaborative system to overcome fragmented municipal processes and accelerate economic growth.
No data available for the deliverable: Resolve outstanding planning approvals for housing projects
No data available for the deliverable: Resolve outstanding planning approvals for housing projects
No data available for the deliverable: Resolve outstanding planning approvals for housing projects
No data available for the deliverable: Resolve outstanding planning approvals for housing projects