Real-time, low-cost payment platform (SARB project Khokha) with the potential to boost financial inclusion.Improving credit information and reporting through national credit bureau and data-sharing reforms.Corporation for Deposit Insurance (CODI)Capital flows management framework review; fostering business growth and promoting investment in the region.Restructuring the Gold and Foreign Exchange Contingency Reserve Account to manage forex reserves and reduce government borrowing.Regulation of fintech, crypto assets and digital payment providersRisk-based supervision and capital adequacy reforms through enhanced monitoring, stress testing and reportingStrengthening governance and investment oversight in pension funds through new standards and proactive supervisionStrengthening liquidity support for banks through enhanced assessment and support mechanismsMove to new benchmark rate for money markets by phasing out JIBAR benchmark rate.