Clear the backlog of title deeds and make the titling system more accessible and affordable

Momentum is mixed with provincial performance uneven. Gauteng delivered just 32,000 deeds over five years compared to a backlog of 178,000 while the Western Cape reduced its backlog from 54,000 to 31,000. At current rates, it could take decades to clear the backlog. Still, there are encouraging developments, such as the structured rollout of the Title Deed Friday campaign and local innovations like Khayelitsha’s Transaction Support Centre. The April 2025 digital lodgement system holds promise for transformative change, though its impact on delivery remains to be seen.

September 15, 2025

Clear existing backlog of title deeds for subsidised housing

South Africa faces a significant title deeds crisis affecting subsidised housing beneficiaries, with an estimated backlog exceeding 1 million properties valued at over R300bn. High transfer costs (over R11,000 for a R220,000 property) make property transfers prohibitively expensive for low-income households. The Title Deed Friday campaign, launched in October 2023, has distributed 60,246 title deeds…

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Resolve outstanding planning approvals for housing projects

Planning approval delays are a major barrier to housing delivery and economic growth. With over 4,075 unplanned settlements awaiting approval, systemic issues including fragmented governance, poor coordination and a centralised planning system create significant backlogs. The township establishment process is a key bottleneck, with delays often driven by weak institutional capacity and political bureaucracy.

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Increase the small estates threshold

The current R250,000 threshold, unchanged since 2015, allows cost-free administration under Section 18(3) of the Administration of Estates Act. Estates above this require lawyers at a 3.5% fee. Small estates make up about 75% of all reported estates. This low threshold often excludes subsidised housing, despite their modest value. In Khayelitsha, 16% of registered homes…

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