Introduce payment standards and interoperability through Integrated Financial Management System (IFMS).New framework including reform conditionalityEstablish an Inter-Departmental Working Group (IDWG)Enable real time data access through a data exchange for key administrative databases.Digital transformation: Enable bulk data access to research; monitor and improve service deliveryNational Treasury and Stats SA are implementing new data collection protocols, digital platforms and legislative reforms to modernise the national statistics systemInclude AI governance principles in the Joint Standard on Culture and Governance with a financial sector focus.Transitioning cash market products (loans, bonds, money market instruments) from JIBAR to ZARONIA by defining a fallback methodology: compounded ZARONIA + credit adjustment spread (CAS)Develop a national green finance classification systemExtension of market abuse rules to new asset classes as part of market integrity reforms.